Shopping for a New Home? You Need to Ask Questions


Buying a home is an exciting time in your life. It’s also one of the most important financial decisions you’ll ever make. For these reasons, it’s crucial that you ask the right questions when searching for your new abode. Here are ten questions that can help guide you through this process:

What is the age of the roof?

The age of your roof is important because it can tell you a lot about the condition of your home. If the roof is relatively new, then that’s great! It will probably last for quite some time and won’t need to be replaced for quite some time. However, if the roof is old or has been replaced before (which many homes do), then you may want to ask yourself how much longer this roof will last and when you’ll need to replace it again.

The cost of replacement may also play into whether or not you should buy this home: if replacing the roof would put too much strain on your budget, then perhaps this isn’t the best house for you after all!

Are there any homeowners’ association fees to pay?

A homeowners’ association fee is a monthly collection of money from each property owner in order to pay for common infrastructure, like the maintenance of shared areas and pathways. It’s typically made up of an annual assessment, which is a set amount that’s paid in advance for the entire year, as well as other special assessments that are only charged when needed.

The average homeowners’ association fee ranges between $500-$1,000 per month (or $600-$1,200 per year). While these fees may seem high at first glance, they can actually be quite beneficial because they allow you to avoid taking care of all these things yourself–and they also help keep your neighborhood looking clean and beautiful!

Has the home ever been damaged by natural disasters or previous owners?

Asking about previous damage is a good idea for two reasons. First, if the home has been damaged by natural disasters or previous owners, it could be a sign that the home has been neglected and may need repairs. Second, if the home has been damaged by natural disasters, it could be a sign that the home is in a flood zone or at risk of being flooded in the future.

How long has the house been on the market?

  • How long has the house been on the market?

This is a good question to ask because it can tell you a lot about how many people have already looked at the house and whether or not an offer has already been made. If you’re interested in buying a home and you see that it’s listed for sale, but there isn’t an “as-is” price listed, call me immediately!

Is the seller open to potential negotiations on price?

While most sellers will be open to negotiations, you should still ask about it. If the seller is not willing to negotiate, then don’t waste your time. You are better off moving on and saving yourself a headache than trying to convince someone who doesn’t want to budge from their price point.

However, if the seller is open to negotiations, there are some things that you can do during this negotiation phase. If you feel like the price is too high and they won’t come down with it any lower than what they have listed at, then try asking them if they would consider selling their home at an even higher price point than what they have currently listed at. This may encourage them into thinking that this property will sell much faster if it were priced higher because many buyers will assume that since others have looked at it already and didn’t purchase yet means something must be wrong with this house (which isn’t necessarily true).

Have you heard about what types of loans are available, and which ones you may qualify for?

When it comes to buying a home, there are many different types of loans. A mortgage loan is the most common type of loan used by buyers. Mortgages are typically available for first-time homebuyers, as well as seasoned professionals who want to make a major purchase or refinance their current property.

Understanding what options are available when purchasing real estate can help you make an informed decision on where you will live and how much money you need to put down on your next living space. An experienced real estate professional will be able to explain the various possibilities so that they align with your needs and budget.

Are there any possible zoning issues that could affect the value of this home down the road?

You should ask this question to make sure there are no zoning issues that could affect the value of your home down the road.

For example, if you’re buying a home in an area where there is one lot per house and then all of a sudden it becomes two lots per house, your property value may go down.

Another example is that if you live in an area where people are allowed to build on their property as an investment property or rental unit, and then all of a sudden they start building condos instead of single-family homes, this will also cause your property value to go down.

Has the seller had difficulty finding a buyer, and do they want to sell their home badly enough to negotiate with you?

If the seller has had difficulty finding a buyer, they may be willing to negotiate on price. If a seller is desperate to sell their home, they may be willing to negotiate on terms as well. If you find yourself in this situation, don’t waste any time! They won’t want to wait around for long.

Do you have a budget and spending plan in mind before making an offer on a new home?

If you don’t have a budget and spending plan in mind before making an offer on a new home, it can be very easy to get carried away by all of the beautiful features, upgrades and bells and whistles. You might find yourself in over your head if you don’t have a plan for what will fit into your financial picture.

There are many factors that go into determining how much money you can afford for the mortgage payment, property taxes, insurance and other costs associated with owning a home. These include:

  • How much income do you earn?
  • What is your current debt load? (Credit cards, student loans etc.)
  • What were previous monthly housing costs (rent)?
  • How long do expect to live in this home as opposed to renting again after moving out?

Is there any type of physical inspection or other testing needed before you can feel comfortable moving forward with your offer?

If you’re looking to buy a home, it’s important to consider a few things before you make an offer. You may even want to bring in a professional inspector or other expert who can conduct their own tests on the property. While the seller might tell you that everything is fine, they might not know everything there is to know about the home and its condition.

While it’s true that many sellers are honest and trustworthy people, there are also those who will tell you whatever they think will get them the most money for their property. If you believe something about your potential new home could potentially cause problems down the road (like potential structural issues), don’t let anyone convince you otherwise—ask questions!

Asking questions is crucial when buying a new home.

There are several questions you should ask the seller when buying a new home. You want to know if there have been any issues with the house, and how they were handled. You should also inquire about any repairs that have been done, as well as when they took place. Asking how long the home has been on the market will also give you an idea of whether or not it was listed too soon or if something may be wrong with it—like if there’s something wrong with its foundation, for example.

You should then ask about why the seller is selling their property so soon after purchasing it themselves (if applicable). The more information you know about why they’re selling, the less likely they are trying to scam you into buying an overpriced property that isn’t worth what they’re asking for it. And finally: What is their timeline? This question gives you an idea of just how quickly this particular property needs to move off of their hands before moving forward with your offer


Before making an offer on a new home, you should have a clear understanding of what’s important to you. If you don’t, then it can be easy to get distracted from your goals by something shiny or exciting that comes along. That’s why it’s important to ask questions like these:

Leave a Reply